Payment & Financing Policy

Dillards Fashion LLC
Website: www.dillardsfashion.com

At Dillards Fashion, we aim to provide convenient, secure, and flexible payment options. This Payment & Financing Policy explains the payment methods offered through our website, payment processing, refunds, and Buy Now, Pay Later services.

By placing an order, you agree to the terms described below.

1. Accepted Payment Methods

Dillards Fashion currently offers the following payment methods, subject to availability at checkout:

Shopify Payments – Supported credit and debit cards and eligible checkout payment options.
PayPal – Payments through eligible PayPal accounts and available PayPal payment options.
Google Pay – Digital wallet payments for eligible customers and supported devices.
Venmo – Payments for eligible customers through the available Venmo checkout option.
Sezzle – Buy Now, Pay Later financing for eligible purchases, subject to approval.

Payment methods may vary depending on customer eligibility, order requirements, device compatibility, and provider availability.

2. Buy Now, Pay Later and Financing Options

We aim to provide flexible payment options through participating third-party financing providers.

Sezzle

Sezzle is currently offered as a Buy Now, Pay Later option for eligible purchases.

Customers who select Sezzle at checkout may be able to divide an eligible purchase into installment payments.

Sezzle determines customer eligibility, approval, available payment schedules, and applicable fees under its own terms and conditions.

Customers are responsible for making payments according to their Sezzle agreement.

Afterpay

Dillards Fashion is in the process of applying for Afterpay merchant services.

Afterpay will only be offered as a payment option if our application is approved, the service is successfully activated, and the option is displayed at checkout.

If made available, eligible customers may be able to split qualifying purchases into installments under Afterpay's applicable payment terms.

Approval, payment schedules, eligibility requirements, and applicable fees are determined by Afterpay.

Affirm

Dillards Fashion is in the process of applying for Affirm merchant services.

Affirm will only be offered as a payment option if our application is approved, the service is successfully activated, and the option is displayed at checkout.

If made available, eligible customers may be able to pay over time through financing options offered by Affirm.

Available payment plans, interest rates, repayment schedules, eligibility, and approval are determined by Affirm and its applicable lending partners.

Customers should review the complete financing terms presented by Affirm before accepting a payment plan.

Important Financing Information

Sezzle, Afterpay, and Affirm are independent third-party financing providers.

Dillards Fashion does not independently approve financing applications, determine interest rates, or manage customers' installment accounts.

Customers are responsible for reviewing and accepting the applicable provider's financing agreement before completing a financed purchase.

3. Payment Authorization

By submitting an order, you authorize the selected payment provider to process the payment for the amount displayed at checkout.

Payment authorization and verification may be required before an order is accepted for processing.

Orders may be delayed, placed on hold, or cancelled if payment authorization fails or cannot be verified.

4. Pricing and Order Total

All prices are displayed in U.S. dollars (USD), unless otherwise stated.

Your final order total will be displayed during checkout and may include:

Product prices.
Applicable sales taxes.
Shipping charges, if applicable.
Other charges disclosed before purchase.

Any financing charges, interest, or installment-related fees will be governed by the applicable financing provider and the terms presented before the customer accepts the financing arrangement.

5. Payment Security

Payments are processed through the payment providers and services available at checkout.

We take reasonable steps to protect customer information. Payment providers may use their own security measures, encryption, and fraud-prevention systems.

Customers should only submit payment information through our official website checkout or the authorized platform of the selected payment provider.

We will never ask customers to send complete payment card details or account passwords through email or social media.

6. Failed or Declined Payments

If a payment is declined or unsuccessful, customers should verify their payment information and contact the applicable payment provider or financial institution.

An order may not be processed until payment is successfully authorized.

If you believe you have been charged more than once for the same order, please contact us so we can investigate the transaction.

7. Refunds and Financing Adjustments

Approved refunds will generally be issued through the original payment method, subject to the payment provider's procedures.

For purchases made using Sezzle, Afterpay, or Affirm, refunds and payment-plan adjustments will be processed according to the applicable provider's procedures.

Customers should check their financing accounts for updates to installment balances, payment schedules, and refunds.

A return request or refund initiated by Dillards Fashion does not automatically cancel a customer's separate financing agreement. Customers should continue to follow their financing provider's instructions until the provider confirms any applicable adjustment.

Please review our Return & Refund Policy for return eligibility and refund conditions.

8. Order Cancellations

Customers who wish to cancel an order should contact us as soon as possible.

Cancellation may not be possible once an order has entered processing or shipment.

If an order paid through a financing provider is cancelled, the applicable refund or financing adjustment will be handled according to that provider's procedures.

9. Third-Party Payment Providers

Shopify Payments, PayPal, Google Pay, Venmo, Sezzle, Afterpay, and Affirm operate under their own terms, conditions, privacy policies, and eligibility requirements.

By selecting one of these services, customers may be required to accept additional terms from the relevant provider.

Dillards Fashion is not responsible for independent financing decisions, payment approvals, account restrictions, or fees imposed by third-party providers, except where applicable law provides otherwise.

10. Changes to Payment Methods

We reserve the right to add, remove, or modify payment methods offered on our website.

The payment options available for an individual purchase will be displayed during checkout.

11. Contact Information

For questions regarding payments or orders placed through our website, please contact:

Dillards Fashion LLC

Email: questions@dillardsfashion.com
Phone: 505-663-8247
Address: 4250 Cerrillos Road, Santa Fe, NM 87507, USA
Website: www.dillardsfashion.com

For questions about financing approval, installment schedules, interest, late fees, or financing accounts, customers should contact the applicable financing provider.